Blog

Read the latest blogs from the Thomas Nicholas team.

The history of vaccines: from smallpox to Covid-19

The Covid-19 vaccine is something we’ve heard a lot about in the last year. As of July 2021, 54% of the UK population has been fully vaccinated and over 82 million doses have been delivered in the space of just…

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Why interest rates could start to rise in 2022 and what it means for your mortgage

Low interest rates have made borrowing money cheaper than ever, but interest rates could start to rise in the next 12 months. If you’re paying off a mortgage, it could affect your outgoings and the full cost of borrowing. We’ve…

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Is the Bank of Mum and Dad closing? 3 tips for saving your deposit

Over the last few years, the Bank of Mum and Dad has played a crucial role in the property market. With house prices soaring and many young workers facing challenges getting on the housing ladder, parents handing over money to…

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5 signs you could benefit from income protection

September will mark the first Income Protection Awareness Week. Income protection can provide financial security when you need it most, but it’s often something that’s overlooked. If you recognise these five scenarios, it may be worth looking at how income…

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Life after lockdown: What do you want to achieve?

While some lockdown restrictions are still in place, things are slowly returning to “normal”. Since Covid-19 measures were first introduced in March 2020, you may have missed some things you usually enjoy or been forced to cancel plans. So, how…

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The ingredients you can add to meals to boost your immune system

The pandemic has highlighted why keeping your immune system healthy is important. Responsible for protecting you from disease, a healthy immune system can keep you from falling ill and get over illnesses quicker. The key to a healthy immune system…

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5 excellent places to spot wildlife in the UK

If you’re a fan of wildlife, you don’t have to travel as far as you might think when planning a wildlife spotting trip. The UK has an abundance of landscapes to explore that are home to an incredible array of…

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10 steps that can help you secure a mortgage for your dream home

If you’re unhappy with your current home, you’re not alone. Millions of homeowners say their property isn’t right for them and money is holding some back when it comes to finding their dream home. According to a…

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What does the end of the Stamp Duty holiday mean for the property market?

In a bid to keep the property market moving, chancellor Rishi Sunak introduced a Stamp Duty holiday a year ago. It led to property prices soaring but, as the holiday comes to an end, what does it mean for the…

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10 blockbuster films that are coming to the cinema this year

Cinemas are now starting to reopen after months of closure. If you’re a film fan, many cinemas are showing classic films to enjoy but new blockbusters are coming to the big screen too. Some of the most anticipated releases of…

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10 of the best UK beaches to relax on this summer

You don’t have to go abroad to find beautiful scenery. If you want to relax on a beach, heading to Spain or further afield is likely to come to mind first, but the UK is home to some incredible beaches…

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Could you pay your mortgage following a financial shock?

When you take out a mortgage, banks will assess the affordability to ensure you can continue to meet repayments. However, it’s impossible to know what’s around the corner. If a financial shock affected your income, would you be able to…

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