Specialist Finance

We understand it can be difficult finding the right lender for you if your circumstances are unique.


How we can help you

Specialist finance caters for individuals with unique lending circumstances. If you’re looking for lending that’s a little more out of the ordinary, it can pay to speak to an expert.

Whether you’re looking for a Buy to Let, Commercial, or Bridging loan, we can help. As well as this, we offer our expertise in Mortgage Capacity letters for court hearings. Because these specialist transactions take a little bit longer, these services are chargeable.

For example, we charge £295  for Buy to Let, Commercial and Bridging loan applications and £100 for a court letter. If you would like additional guidance on these specialist loans, then please get in touch for more advice.


How we can help



Samuel Cowan

Thomas Nicholas provide a great service, support and advice throughout and have taken a lot of pressure away from the stress of moving house. 

Scott Maclennan

Many thanks to Thomas Nicholas for their help while we remortgaged. This is the second time we've used their financial service. Once again they catered perfectly to our needs. 

Alex Haws

Great service from Tom and the team. They talked us through all the options for our first mortgage and got us a great deal. They were also able to help with solicitor recommendations. 

Daniel Wilson

Once again, excellent service provided by Thomas Nicholas. The support and help all the way is brilliant. Will always use them to remortgage as it's made so easy by the staff. 

Coco Hardy

Tom and his team were excellent assisting me with my first home purchase. They even helped me with insurance and personal income protection. I wouldn't have known where to start without their help! 

Meg Evans

Such an amazing mortgage advice service! They kept us in the loop with every process of buying our first home and made it seem easy and not stressful.