Right to Buy

If you’re a council tenant and lived in your current property for at least three years, you may have been given the opportunity to buy your home under the Right to Buy scheme.


How we can help you

Right to Buy is a government scheme created to help tenants in council housing to buy their homes. If you have been offered the chance to buy, you may be able to do so at a discount, which might mean you don’t need a deposit. Our expertise in Right to Buy means we can find the best mortgage deal for you.

With Thomas Nicholas, you’ll be assured that you will have someone with you on each step of your journey.

Fee-free* mortgage advice – we will not charge you a penny. We’re fee-free* and always will be
Whole of market – we compare 1000s of products to find the one that is best suited to your needs
Taking the weight off your shoulders – we liaise with your lender, solicitor, and estate agent so you don’t have to do any of the heavy lifting
* Our fee-free residential mortgage advice is subject to a minimum loan size of £75,000. In the instance of loan amounts below £75,000 we will need to charge an administration fee of £295

How we can help



Samuel Cowan

Thomas Nicholas provide a great service, support and advice throughout and have taken a lot of pressure away from the stress of moving house. 

Scott Maclennan

Many thanks to Thomas Nicholas for their help while we remortgaged. This is the second time we've used their financial service. Once again they catered perfectly to our needs. 

Alex Haws

Great service from Tom and the team. They talked us through all the options for our first mortgage and got us a great deal. They were also able to help with solicitor recommendations. 

Daniel Wilson

Once again, excellent service provided by Thomas Nicholas. The support and help all the way is brilliant. Will always use them to remortgage as it's made so easy by the staff. 

Coco Hardy

Tom and his team were excellent assisting me with my first home purchase. They even helped me with insurance and personal income protection. I wouldn't have known where to start without their help! 

Meg Evans

Such an amazing mortgage advice service! They kept us in the loop with every process of buying our first home and made it seem easy and not stressful.