Blog
Read the latest blogs from the Thomas Nicholas team.
The home renovations that boost your property’s value
Spending money on your home can help you create a practical, beautiful space for your family. With more time spent indoors over the pandemic, it’s no surprise that home upgrades are at the top of many homeowners’ agendas. As well…
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What you need to know about the Help-to-Buy Scheme
The Help-to-Buy Equity Loan Scheme has helped thousands of aspiring homeowners step onto the property ladder since it launched in 2013. It could help you buy a home with a lower deposit and a smaller mortgage. In the year to…
Read moreThe great British obsession: Why we love to check house prices
It’s often said that British people are obsessed with owning a home and property prices. A new survey indicates that’s the case, with more than half of Brits checking how much their family and friends have paid for their homes.
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The complete guide for first-time buyers
Buying your first home can seem complicated. There’s a lot to think about and it’s a huge milestone. If you’re perplexed by the jargon or aren’t sure where to start, this guide will take you through the process and offer…
Read moreWhy your attention is your most precious resource
When you think about what your most precious resource is, you might say money or even time. Yet an author recently proposed a different resource that you may be overlooking: your attention. With so many distractions in…
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Equity release: As house prices soar, here’s what you need to consider first
House prices have soared. Your home could be one of your largest assets, but the wealth is largely inaccessible. With prices rising, it’s not surprising that some retirees are planning to use their homes to fund retirement through equity release.
Read moreFirst-time buyers, here’s what lenders look at when assessing your mortgage application
When you submit your mortgage application, it can be a nerve-wracking experience. Being rejected by a lender could mean you lose the house you’ve put an offer on. Understanding what banks and other lenders are looking out for can give…
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Financial education: 3 fun Scout activities to try at home with your children
With a history going back over a century, the Scouts Association has been helping children across the UK develop life skills. The badges youngsters earn are commonly associated with getting outdoors but they cover a huge range of areas. The…
Read more10 fantastic books to read with children this Read a Book Day
Read a Book Day on 6 September offers the perfect opportunity to curl up with a book and escape, whether with a comforting favourite or a new adventure. It’s also a great time to share a book with your child…
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The history of vaccines: from smallpox to Covid-19
The Covid-19 vaccine is something we’ve heard a lot about in the last year. As of July 2021, 54% of the UK population has been fully vaccinated and over 82 million doses have been delivered in the space of just…
Read moreWhy interest rates could start to rise in 2022 and what it means for your mortgage
Low interest rates have made borrowing money cheaper than ever, but interest rates could start to rise in the next 12 months. If you’re paying off a mortgage, it could affect your outgoings and the full cost of borrowing. We’ve…
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Is the Bank of Mum and Dad closing? 3 tips for saving your deposit
Over the last few years, the Bank of Mum and Dad has played a crucial role in the property market. With house prices soaring and many young workers facing challenges getting on the housing ladder, parents handing over money to…
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