New Build

One of the biggest financial challenges you might face when trying to get onto the property ladder is saving for a house deposit.


How we can help you

Thomas Nicholas – your new build specialists. We understand the added pressures of buying a new build property and the various support schemes avialable.

The Help to Buy scheme provides an alternative option for first time buyers and existing homeowners, wishing to purchase a new build property, allowing them to purchase a property with a deposit of 5%.

The government lends first-time buyers and existing homeowners up to 20% of the property value which reduces the required deposit and monthly repayments for the first five years. This relieves the pressure on you initially, allowing you an opportunity to get onto the property ladder.

With Thomas Nicholas, you will have someone alongside you every step of the way, to ensure your dream home and moving day are as smooth as possible.

Fee free* mortgage advice – we will not charge you a penny. We’re fee free* and always will be
Whole of market – we compare 1000s of products to find the one that is suited to your needs
Taking the weight off your shoulders – we liaise with your lender, solicitor, and estate agent so you don’t have to do any of the heavy lifting
* Our fee-free residential mortgage advice is subject to a minimum loan size of £75,000. In the instance of loan amounts below £75,000 we will need to charge an administration fee of £295

How we can help



Meg Evans

Such an amazing mortgage advice service! They kept us in the loop with every process of buying our first home and made it seem easy and not stressful.  

Samuel Cowan

Thomas Nicholas provide a great service, support and advice throughout and have taken a lot of pressure away from the stress of moving house. 

Scott Maclennan

Many thanks to Thomas Nicholas for their help while we remortgaged. This is the second time we've used their financial service. Once again they catered perfectly to our needs. 

Alex Haws

Great service from Tom and the team. They talked us through all the options for our first mortgage and got us a great deal. They were also able to help with solicitor recommendations. 

Daniel Wilson

Once again, excellent service provided by Thomas Nicholas. The support and help all the way is brilliant. Will always use them to remortgage as it's made so easy by the staff. 

Coco Hardy

Tom and his team were excellent assisting me with my first home purchase. They even helped me with insurance and personal income protection. I wouldn't have known where to start without their help!