Blog

Read the latest blogs from the Thomas Nicholas team.

8 myths about working with a financial adviser – busted

When your current mortgage deal ends, ideally you want to review your mortgage options and potentially seek out a new deal. It’s a step that could cut your mortgage repayments by hundreds of pounds every month.

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Here’s how rising interest rates have affected the property market

Rising interest rates have been big news over the last couple of years, with many mortgage holders seeing their outgoings increase. It’s not just individual families that have been affected, it’s having a wider impact on the property…

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Should you wait for interest rates to fall before fixing your mortgage?

Over the last couple of years, rising interest rates have had a huge effect on the cost of borrowing. If your mortgage deal expires soon, you might be wondering if interest rates will return to “normal” and whether…

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4 helpful mortgages lessons you can learn from popular property shows

It’s often said that Brits are obsessed with buying their own homes. But it doesn’t end with our property. The popularity of TV shows like Grand Designs and Location, Location, Location…

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1.5 million households could see their mortgage repayments soar when their deal ends in 2024

Homeowners with fixed-rate mortgage deals that end in 2024 could face much higher repayments due to rising interest rates. If your mortgage deal expires this year, being proactive could help you manage your outgoings. High inflation over the last couple…

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Mortgage availability is rising. Here’s what to consider when narrowing down your options

If you’re searching for a new mortgage, you could have more options than you expect. While it may present an opportunity to secure a competitive deal, it might also be overwhelming. Read on to find out how you…

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4 insightful property market predictions for 2024

The property market experienced challenges in 2023, which may have affected your outgoings. But what could affect house prices and mortgages in 2024? Last year, rising interest rates as the Bank of England (BoE) sought to…

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How to prepare if you’ll be applying for a mortgage in 2024

Do you plan to apply for a mortgage in 2024? Taking proactive steps to prepare your application now could make securing a mortgage less stressful and may even help you access a competitive deal.  Over the…

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Should you choose a fixed-rate mortgage when your current deal ends?

If your current mortgage deal is coming to an end, you might be unsure whether choosing a fixed-rate mortgage is right for you. Read on to discover the advantages and drawbacks you may want to weigh up. The…

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5 simple tips that could help you make better decisions

When you’re facing big life decisions, it can be difficult to know which choice to take. Read on to learn some simple tips that could improve your decision-making.  According to Eva Krockow, a lecturer at the…

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Autumn reading: Discover this year’s Booker Prize shortlist

As the nights start drawing in, it’s the perfect time to refresh your bookshelf with some of the biggest publications of the year. The 2023 Booker Prize shortlist has been unveiled and includes six fantastic novels.

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5 practical steps first-time buyers can take to make putting in an offer smoother

Viewing properties when you’re searching for your first home is exciting. Yet, first-time buyers might also be unsure about the steps they could take to prepare to make buying a home smoother. Read on to learn five practical…

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