Blog

Read the latest blogs from the Thomas Nicholas team.

Why your attention is your most precious resource

When you think about what your most precious resource is, you might say money or even time. Yet an author recently proposed a different resource that you may be overlooking: your attention. With so many distractions in…

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Equity release: As house prices soar, here’s what you need to consider first

House prices have soared. Your home could be one of your largest assets, but the wealth is largely inaccessible. With prices rising, it’s not surprising that some retirees are planning to use their homes to fund retirement through equity release.

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First-time buyers, here’s what lenders look at when assessing your mortgage application

When you submit your mortgage application, it can be a nerve-wracking experience. Being rejected by a lender could mean you lose the house you’ve put an offer on. Understanding what banks and other lenders are looking out for can give…

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Financial education: 3 fun Scout activities to try at home with your children

With a history going back over a century, the Scouts Association has been helping children across the UK develop life skills. The badges youngsters earn are commonly associated with getting outdoors but they cover a huge range of areas. The…

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10 fantastic books to read with children this Read a Book Day

Read a Book Day on 6 September offers the perfect opportunity to curl up with a book and escape, whether with a comforting favourite or a new adventure. It’s also a great time to share a book with your child…

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The history of vaccines: from smallpox to Covid-19

The Covid-19 vaccine is something we’ve heard a lot about in the last year. As of July 2021, 54% of the UK population has been fully vaccinated and over 82 million doses have been delivered in the space of just…

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Why interest rates could start to rise in 2022 and what it means for your mortgage

Low interest rates have made borrowing money cheaper than ever, but interest rates could start to rise in the next 12 months. If you’re paying off a mortgage, it could affect your outgoings and the full cost of borrowing. We’ve…

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Is the Bank of Mum and Dad closing? 3 tips for saving your deposit

Over the last few years, the Bank of Mum and Dad has played a crucial role in the property market. With house prices soaring and many young workers facing challenges getting on the housing ladder, parents handing over money to…

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5 signs you could benefit from income protection

September will mark the first Income Protection Awareness Week. Income protection can provide financial security when you need it most, but it’s often something that’s overlooked. If you recognise these five scenarios, it may be worth looking at how income…

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Life after lockdown: What do you want to achieve?

While some lockdown restrictions are still in place, things are slowly returning to “normal”. Since Covid-19 measures were first introduced in March 2020, you may have missed some things you usually enjoy or been forced to cancel plans. So, how…

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The ingredients you can add to meals to boost your immune system

The pandemic has highlighted why keeping your immune system healthy is important. Responsible for protecting you from disease, a healthy immune system can keep you from falling ill and get over illnesses quicker. The key to a healthy immune system…

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5 excellent places to spot wildlife in the UK

If you’re a fan of wildlife, you don’t have to travel as far as you might think when planning a wildlife spotting trip. The UK has an abundance of landscapes to explore that are home to an incredible array of…

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