Blog

Read the latest blogs from the Thomas Nicholas team.

10 motivational books to help you get the most out of 2021

What are your plans for 2021? Staying motivated when you’re working towards a goal can be challenging for everyone, but these ten books can provide a boost when you need it most. 1. Steve Jobs by Walter Isaacson You can…

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7 reasons to visit the UK’s National Parks this winter

Every year, an estimated 110 million people head to national parks across the UK. With social distancing restrictions likely to remain in place in the coming weeks, they could be the perfect place to explore and get outdoors. Planning a…

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5 tips for ‘switching off’ when you’re working from home

Thousands of people have welcomed the shift in working from home. It’s helped us stay safe during the pandemic, as well as saving money and providing more free time. However, one of the negative effects is that the lines between…

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The 2021 guide for first-time buyers

Are you hoping to buy your first home in 2021? Buying a property is an exciting milestone, but it’s one that can be stressful too. So, here’s our guide for first-time buyers. Rising house prices have meant it’s more challenging…

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7 mortgage tips that could save you money in 2021

As a new year starts, it’s a great time to review your mortgage. It’s a step that could save you money now and over the full term of your mortgage. Even a relatively small saving each month can add up…

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Protecting your business: What you need to know about key person insurance

If you’re a business owner, there will be plenty on your mind. From the day-to-day tasks to a long-term strategy, you’ll need to make many decisions. But if you or another key worker were ill, how would your business fare?…

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5 useful tips for getting a self-employed mortgage

By the end of 2019, there were more than five million self-employed people in the UK. While self-employment offers many benefits, from the flexibility of hours to ‘being your own boss’, there can be some downsides – especially when it…

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5 ways you can add value to your home

Your property is likely to be the biggest investment that you make. So, it’s only natural that you would want to add value to your home. While many improvements appear expensive or disruptive, there are several improvements that you can…

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Everything you need to know about how the Lifetime ISA can help you buy your home

Back in April 2017, the government launched a new type of tax-efficient Individual Savings Account (ISA). While the Lifetime ISA may have been slow to take off, there are some excellent benefits if you’re looking to save up the deposit…

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6 reasons to use a broker for your next mortgage

Why use a mortgage broker? Considering that you can simply head to your local bank or building society when you’re looking for a new mortgage, is there any reason to use an intermediary? Mortgage brokers can take the stress out…

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5 property fees and charges you’ll need to budget for if you’re buying a home

Buying a home is probably the largest financial commitment you’ll ever make. And, on top of the price of your property, you’ll also face a raft of property fees and charges as part of the buying process. To help you…

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3 reasons you should review your protection during lockdown

Over the last couple of months, life as we know it has changed beyond recognition. In early March, we were drinking in pubs, working in offices, and dropping our children off at school in the morning. Now we’re working from…

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