Blog
Read the latest blogs from the Thomas Nicholas team.
3 essential things to consider when setting your mortgage term
When you apply for a mortgage, you’ll agree to a time frame for repaying the loan. It’ll affect how much your monthly repayments are and the total interest you pay. Exploring your options and taking some time to…
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The Bank of England warns mortgage repayments could jump by £500 for 1 million households
Research suggests almost a third of households are already worried about meeting their mortgage repayments. Now, the Bank of England (BoE) has warned that millions of households could see a significant jump in…
Read moreWhat could the UK learn from the happiest countries in the world?
The World Happiness Report has named Finland the happiest nation in the world in 2023 – it’s the sixth consecutive year the country has won the title. Read on to find out what the UK could learn…
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10 incredible novels that are perfect for escaping reality
When you’re having a bad day, how do you escape and relax? A novel could be the perfect way to forget about your troubles and explore a whole new world. According to the Guardian, 1 in 3…
Read moreChoosing the right financial protection when you take out a mortgage could boost your mental health
When you think about the benefits of financial protection while you’re taking out a mortgage, you could be overlooking one of the most valuable aspects – it could support your mental health. It’s common to review your financial resilience when…
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Here’s what mortgage lenders consider when carrying out affordability tests
Applying for a mortgage can be stressful. You might worry a lender will reject your application and the effect it could have on your plans. A better understanding of what lenders are considering when making a decision may be useful…
Read more5 fascinating UK destinations steeped in history to visit this summer
One of the remarkable things about living in the UK is the abundance of rich and vibrant history found in almost every town and city. From the early settlements of the Celts in around 600BC to…
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Organisation could help you save money if you need to remortgage this year
Remortgaging when your mortgage deal expires could save you money. According to the HomeOwners Alliance, the application process can take up to three months, so being organised could mean you avoid…
Read more8 in 10 first-time buyers risk inaccurate information as they turn to social media for tips
Buying your first home can be overwhelming and with lots of decisions to make, seeking advice can be invaluable. Yet, a survey suggests that many first-time buyers could be accessing information that isn’t right for them as they…
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8 fantastic blockbusters arriving in cinemas this summer
Film lovers can enjoy a packed schedule of summer blockbusters this year. Whether you want the thrill of a fast-paced action movie or a family-friendly flick to enjoy with children, there’s something for everyone at the cinema over…
Read moreAs interest rates soar, should you remortgage your home in 2023?
Interest rates have increased over the last year as the Bank of England (BoE) tries to slow the pace of inflation. If your current mortgage deal has ended or expires soon, you may be wondering if you should…
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5 practical steps to speed up buying or selling property
It’s often said that buying property is one of the most stressful experiences. Delayed timescales and uncertainty about when you’ll get the keys play a role in this. Research shows the process has gotten slower since 2008. Read…
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