Blog

Read the latest blogs from the Thomas Nicholas team.

Why first-time buyers should make use of their Help to Buy and Lifetime ISAs

As the deadline for opening a Help to Buy ISA drew near, aspiring homeowners rushed to open one. Yet, thousands of accounts have nothing in them, and you could be missing out on valuable government bonuses. For savers that don’t…

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A third of homes for sale are attracting multiple offers: 5 tips for winning a bidding war

Demand for property is outstripping supply, placing more potential homebuyers in a bidding war. If you’re looking to move and are facing competition, there are some things you can do to boost your chances of success. More than a third…

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5 financial steps new parents should take to protect their family

In the first nine months of 2020, there were 464,437 new babies welcomed across the UK, according to the Office for National Statistics. That’s more than one baby every minute! If you’re among these new parents, or…

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How to take a “holiday” in your own home

After a difficult year, many people have been looking forward to getting away somewhere new to relax. But with holiday destinations facing Covid-19 challenges and new restrictions, summer holidays could be at risk again. Despite the vaccination programme rolling out…

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10 books to fall in love with from the British Book Awards 2021 shortlist

Britain has a long history of fantastic storytellers, and a new generation of authors have filled this year’s British Book Awards shortlist with excellent reads. If you’re looking for some new books to read as the weather warms up, there…

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10 ways to keep your daily walk fresh during National Walking Month

Going out for a daily walk has become an essential part of routines over the last year. It’s helped families keep active and improve mental health during challenging lockdowns. There are plenty of reasons to get out for a walk,…

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7 things to consider when choosing your mortgage

Whether you’re a first-time buyer or already a homeowner, choosing the right mortgage product for you is important. It could save you money as well as ensuring your mortgage fits your life plans. However, with hundreds of mortgage products to…

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Why you should overpay your mortgage with pandemic savings

The pandemic has meant some families have been able to save more. Those that have continued to work during the last year are often finding their outgoings have been lower and they now have more cash put to one side.

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Everything first-time buyers need to know about the 95% mortgage guarantee scheme

The challenges of getting on the property ladder have made headlines for years. In March’s Budget, chancellor Rishi Sunak unveiled a new scheme that could be a lifeline for first-time buyers. It will help aspiring homeowners purchase properties with just…

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6 fun things to do with your family this Easter

The Easter holidays are almost here and it’s the perfect time to plan fun activities with children. Covid-19 restrictions are easing but there are still measures in place. However, this doesn’t need to ruin your long weekend – with a…

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The future of the high street: How will Covid-19 affect town and city centres?

We all know that Covid-19 has affected the high street. Lockdown and social distancing restrictions have made the last year an extremely difficult environment for retail and hospitality businesses to operate in. As we prepare to ease restrictions, will the…

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5 excellent hobbies that could help you overcome lockdown stress

It’s been a year since lockdown was first announced in the UK in order to slow the spread of Covid-19. While restrictions have varied over the last 12 months, they have significantly affected daily life. If you’ve been feeling stressed…

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