Blog

Read the latest blogs from the Thomas Nicholas team.

4 things parents can do to help children secure a mortgage and financial security

The route to homeownership is filled with challenges and securing a mortgage is becoming increasingly difficult for aspiring first-time buyers. As a parent, you may want to provide support and there are several different options to consider. House prices have…

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House prices reach a record high, but will it continue and should first-time buyers wait?

Despite the challenges of the last year, house prices have continued to climb. Now at a record high, should first-time buyers wait with the expectation that prices will fall? Read on to find out what’s happening in the property market.

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Glamping: How to give your camping trip a luxury twist

If you’re planning to camp this summer, it doesn’t have to mean giving up your luxuries. Gone are the days when staying in a tent meant roughing it. Today, there are plenty of ways to bring home comforts, or even…

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The summer gardening trends that could liven up your outdoor spaces

As a nation, we’ve embraced gardening over the last year. With social distancing in place, we’ve fallen in love with our outdoor spaces, whether to entertain or relax in. According to the Royal Horticultural Society (RHS), three…

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Why first-time buyers should make use of their Help to Buy and Lifetime ISAs

As the deadline for opening a Help to Buy ISA drew near, aspiring homeowners rushed to open one. Yet, thousands of accounts have nothing in them, and you could be missing out on valuable government bonuses. For savers that don’t…

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A third of homes for sale are attracting multiple offers: 5 tips for winning a bidding war

Demand for property is outstripping supply, placing more potential homebuyers in a bidding war. If you’re looking to move and are facing competition, there are some things you can do to boost your chances of success. More than a third…

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5 financial steps new parents should take to protect their family

In the first nine months of 2020, there were 464,437 new babies welcomed across the UK, according to the Office for National Statistics. That’s more than one baby every minute! If you’re among these new parents, or…

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How to take a “holiday” in your own home

After a difficult year, many people have been looking forward to getting away somewhere new to relax. But with holiday destinations facing Covid-19 challenges and new restrictions, summer holidays could be at risk again. Despite the vaccination programme rolling out…

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10 books to fall in love with from the British Book Awards 2021 shortlist

Britain has a long history of fantastic storytellers, and a new generation of authors have filled this year’s British Book Awards shortlist with excellent reads. If you’re looking for some new books to read as the weather warms up, there…

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10 ways to keep your daily walk fresh during National Walking Month

Going out for a daily walk has become an essential part of routines over the last year. It’s helped families keep active and improve mental health during challenging lockdowns. There are plenty of reasons to get out for a walk,…

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7 things to consider when choosing your mortgage

Whether you’re a first-time buyer or already a homeowner, choosing the right mortgage product for you is important. It could save you money as well as ensuring your mortgage fits your life plans. However, with hundreds of mortgage products to…

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Why you should overpay your mortgage with pandemic savings

The pandemic has meant some families have been able to save more. Those that have continued to work during the last year are often finding their outgoings have been lower and they now have more cash put to one side.

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